Its not based on gear, it's based on skill, so win-loss mainly. You don't pick a character until you get into a match, so it has to do that.
You also can't get purple gear until you're at reputation 3, so it's a lot of playtime before you even get the best gear. I feel like if the gear level is massively off once characters are picked, the game should turn gear stats off. So often I'm the only guy with a blue rank and I can squash people.
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